/* ═══════════════════════════════════════════════════════════════
   NorthStar Ledger — Global Stylesheet
═══════════════════════════════════════════════════════════════ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --sage:      #7BA68C;
  --sage-lt:   #A8C5B4;
  --sage-dk:   #3D6B54;
  --cream:     #F8F7F3;
  --gold:      #D4A853;
  --gold-lt:   #F5E8C8;
  --navy:      #2C4A7C;
  --navy-lt:   #B8CCE8;
  --text:      #2D2D2D;
  --text-md:   #5A5A5A;
  --text-lt:   #8A8A8A;
  --white:     #FFFFFF;
  --border:    #E4DFD7;
  --danger:    #C0392B;
  --danger-lt: #FDECEA;
  --success:   #27AE60;
  --success-lt:#D4F0E0;
  --warning:   #E67E22;
  --warning-lt:#FEF0E3;
  --sidebar-w: 240px;
  --r:         12px;
  --r-sm:      8px;
  --shadow:    0 2px 12px rgba(0,0,0,0.07);
  --shadow-lg: 0 8px 32px rgba(0,0,0,0.12);
}

/* ─── DARK MODE VARIABLES ─── */
body.dark-mode {
  /* page bg / card bg / elevated surface */
  --cream:     #12151A;
  --white:     #1E2330;
  --border:    #2E3444;
  --text:      #E6E8EF;
  --text-md:   #9AA0B4;
  --text-lt:   #5A6278;
  --shadow:    0 2px 12px rgba(0,0,0,0.4);
  --shadow-lg: 0 8px 32px rgba(0,0,0,0.55);
  /* tinted light variants */
  --gold-lt:   #2E2610;
  --danger-lt: #2A1318;
  --success-lt:#0E2218;
  --warning-lt:#281A08;
  --navy-lt:   #101E38;
  --sage-lt:   #1A3028;
}
/* Sidebar — darkest layer */
body.dark-mode .sidebar {
  background: #0D1017; border-right: 1px solid #1E2330;
}
body.dark-mode .sidebar-logo    { color: var(--gold); }
body.dark-mode .sidebar-tagline { color: var(--text-lt); }
body.dark-mode .sidebar-nav a   { color: #9AA0B4; }
body.dark-mode .sidebar-nav a:hover { background: rgba(123,166,140,0.12); color: #C5D8CC; }
body.dark-mode .sidebar-nav a.active { background: rgba(61,107,84,0.25); color: var(--sage-lt); border-left-color: var(--sage); }
body.dark-mode .user-avatar     { background: var(--sage-dk); }
body.dark-mode .btn-settings, body.dark-mode .btn-logout, body.dark-mode .btn-sidebar-extra {
  background: #181C27; border-color: #2E3444; color: #9AA0B4;
}
body.dark-mode .btn-settings:hover, body.dark-mode .btn-sidebar-extra:hover { background: #1E2330; color: var(--sage-lt); border-color: var(--sage-dk); }
body.dark-mode .btn-logout:hover { background: var(--danger-lt); color: #F08080; border-color: #6B2020; }
/* Main area */
body.dark-mode .app-main        { background: var(--cream); }
body.dark-mode .global-date-bar { border-bottom-color: var(--border); }
/* Cards / buckets */
body.dark-mode .stat-card, body.dark-mode .projection-card,
body.dark-mode .debt-section,  body.dark-mode .ins-card,
body.dark-mode .ins-stat-card, body.dark-mode .sub-summary-bar,
body.dark-mode .alert-widget,  body.dark-mode .calc-card { background: var(--white); border-color: var(--border); }
body.dark-mode .bucket         { background: var(--white); border-color: var(--border); }
body.dark-mode .bucket-header  { background: #181C27; }
body.dark-mode .bucket-header:hover { background: #1E2330; }
/* Tables */
body.dark-mode .debt-table thead th { background: #181C27; color: var(--text-md); border-color: var(--border); }
body.dark-mode .debt-table tbody tr:hover { background: rgba(255,255,255,0.03); }
/* Inputs */
body.dark-mode input, body.dark-mode select, body.dark-mode textarea {
  background: #181C27; color: var(--text); border-color: var(--border);
}
body.dark-mode input:focus, body.dark-mode select:focus { border-color: var(--sage); }
body.dark-mode .global-search-input { background: #181C27; color: var(--text); border-color: var(--border); }
body.dark-mode .global-search-results { background: var(--white); border-color: var(--border); }
body.dark-mode .search-result-item:hover { background: #181C27; }
body.dark-mode .search-result-section { background: #181C27; }
/* Modals */
body.dark-mode .modal-card     { background: var(--white); }
body.dark-mode .modal-header   { background: #181C27; border-bottom-color: var(--border); }
body.dark-mode .modal-footer   { border-top-color: var(--border); }
/* Sticky notes — keep original colors, they pop nicely against dark bg */
body.dark-mode .sticky-note    { filter: none; box-shadow: 0 4px 20px rgba(0,0,0,0.5); }
body.dark-mode .sticky-note-title  { color: rgba(0,0,0,0.7); }
body.dark-mode .sticky-note-content { color: rgba(0,0,0,0.75); }
body.dark-mode .sticky-note-date   { color: rgba(0,0,0,0.4); }
/* Planner alert widgets */
body.dark-mode .alert-past-due { background: #2A1318; border-color: #6B2020; }
body.dark-mode .alert-promo    { background: #281A08; border-color: #7A5010; }
/* Pills */
body.dark-mode .pill-pending      { background: #2A2010; color: #D4A853; }
body.dark-mode .pill-paid         { background: #0E2218; color: #4CAF82; }
body.dark-mode .pill-marked-paid  { background: #2A0E18; color: #F472B6; }
body.dark-mode .pill-post         { background: #1A1A2A; color: #9AA0B4; }
body.dark-mode .pill-cc-charged   { background: #1A102A; color: #C084FC; }
body.dark-mode .bill-row.row-marked-paid  { background: #2A0E18; }
body.dark-mode .bill-row.row-marked-paid:hover { background: #3A1224; }
body.dark-mode .bill-row.row-cc-charged   { background: #1A102A; }
body.dark-mode .bill-row.row-cc-charged:hover  { background: #221538; }
body.dark-mode .bill-row.row-negative       { background: #2A0E0E; }
body.dark-mode .bill-row.row-negative:hover { background: #3A1414; }
/* Savings progress bar track */
body.dark-mode .savings-bar-track { background: #2E3444; }
/* Projection card status */
body.dark-mode .proj-status.good    { background: #0E2218; border-color: #1D4A2E; }
body.dark-mode .proj-status.neutral { background: #1A1E2A; border-color: #2E3444; }
body.dark-mode .proj-status.warning { background: var(--warning-lt); border-color: #7A5010; }
body.dark-mode .proj-status.danger  { background: var(--danger-lt); border-color: #6B2020; }
/* Dark mode toggle label */
body.dark-mode #dark-mode-btn   { color: #D4A853; }

html { scroll-behavior: smooth; }
body { font-family: 'DM Sans', sans-serif; background: var(--cream); color: var(--text); line-height: 1.6; transition: background .3s, color .3s; }

/* ─── TYPOGRAPHY ─── */
h1 { font-family: 'DM Serif Display', serif; font-size: 2rem; color: var(--text); }
h2 { font-family: 'DM Serif Display', serif; font-size: 1.5rem; color: var(--text); }
h3 { font-size: 1rem; font-weight: 700; color: var(--text); }
p  { color: var(--text-md); }

/* ─── BUTTONS ─── */
.btn-primary, .btn-secondary, .btn-outline, .btn-danger, .btn-auth {
  display: inline-flex; align-items: center; gap: 0.4rem;
  padding: 0.55rem 1.2rem; border-radius: 50px;
  font-size: 0.875rem; font-weight: 600; cursor: pointer;
  text-decoration: none; border: none; transition: all .2s;
  font-family: 'DM Sans', sans-serif;
}
.btn-primary  { background: var(--sage-dk); color: var(--white); }
.btn-primary:hover  { background: var(--sage); transform: translateY(-1px); box-shadow: 0 4px 12px rgba(61,107,84,0.3); }
.btn-secondary{ background: var(--gold-lt); color: var(--sage-dk); border: 1.5px solid var(--gold); }
.btn-secondary:hover { background: var(--gold); color: var(--white); }
.btn-outline  { background: transparent; color: var(--sage-dk); border: 1.5px solid var(--sage-dk); }
.btn-outline:hover  { background: var(--sage-dk); color: var(--white); }
.btn-danger   { background: var(--danger-lt); color: var(--danger); border: 1.5px solid var(--danger); }
.btn-danger:hover { background: var(--danger); color: var(--white); }
.btn-auth     { background: var(--sage-dk); color: var(--white); width: 100%; justify-content: center; padding: 0.75rem; border-radius: var(--r); font-size: 1rem; margin-top: 0.5rem; }
.btn-sm       { padding: 0.3rem 0.75rem !important; font-size: 0.78rem !important; }
.btn-auth:hover { background: var(--sage); }
.link-btn     { background: none; border: none; color: var(--sage-dk); font-weight: 600; cursor: pointer; font-size: inherit; font-family: inherit; padding: 0; }
.link-btn:hover { text-decoration: underline; }

/* ─── FORMS ─── */
.form-group { display: flex; flex-direction: column; gap: 0.35rem; margin-bottom: 1rem; }
.form-row   { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.form-group label { font-size: 0.82rem; font-weight: 600; color: var(--text-md); }
.form-group input,
.form-group select,
.form-group textarea {
  padding: 0.55rem 0.8rem; border-radius: var(--r-sm);
  border: 1.5px solid var(--border); background: #ffffff;
  font-size: 0.875rem; color: #2D2D2D; font-family: 'DM Sans', sans-serif;
  transition: border-color .2s;
  width: 100%;
}
/* Force option text to always be dark/readable */
.form-group select option,
select option {
  color: #2D2D2D;
  background: #ffffff;
}
/* Force datalist autocomplete popup to use light mode (fixes white-on-white text) */
input[list] {
  color-scheme: light;
  color: #2D2D2D;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus { outline: none; border-color: var(--sage-dk); }
.form-group textarea { resize: vertical; min-height: 100px; }
.checkbox-label { display: flex; align-items: center; gap: 0.5rem; font-size: 0.875rem; font-weight: 500; cursor: pointer; }
.checkbox-label input { width: auto; }
.form-section-label {
  font-size: 0.75rem; font-weight: 700; letter-spacing: 1px;
  text-transform: uppercase; color: var(--sage-dk);
  margin: 0.5rem 0 1rem; padding-bottom: 0.5rem;
  border-bottom: 1px solid var(--border);
}

/* ─── ALERTS ─── */
.alert { padding: 0.75rem 1rem; border-radius: var(--r-sm); font-size: 0.875rem; margin-bottom: 1rem; }
.alert-error   { background: var(--danger-lt); color: var(--danger); border: 1px solid #f5c6cb; }
.alert-success { background: var(--success-lt); color: var(--success); border: 1px solid #b8e6cc; }
.alert-warning { background: var(--warning-lt); color: var(--warning); border: 1px solid #f9d8b8; }

/* ═══════════════════════════════════════════════════════════════
   AUTH PAGES
═══════════════════════════════════════════════════════════════ */
.auth-page { min-height: 100vh; display: flex; align-items: center; justify-content: center; background: var(--cream); padding: 2rem 1rem; }
.auth-container { width: 100%; max-width: 480px; }
.auth-brand { text-align: center; margin-bottom: 1.5rem; }
.auth-logo { font-family: 'DM Serif Display', serif; font-size: 2rem; color: var(--gold); text-decoration: none; }
.auth-logo span { color: var(--sage-dk); }
.auth-tagline { font-size: 0.9rem; color: var(--text-lt); margin-top: 0.2rem; }
.auth-card { background: var(--white); border-radius: 20px; padding: 2.5rem; box-shadow: var(--shadow-lg); border: 1px solid var(--border); }
.auth-card h1 { font-size: 1.6rem; margin-bottom: 0.3rem; }
.auth-sub { font-size: 0.9rem; color: var(--text-lt); margin-bottom: 1.5rem; }
.auth-links { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 0.5rem; margin-top: 1.2rem; }
.auth-links a { font-size: 0.82rem; color: var(--sage-dk); text-decoration: none; font-weight: 500; }
.auth-links a:hover { text-decoration: underline; }
.auth-footer { display: flex; justify-content: center; align-items: center; gap: 0.5rem; margin-top: 1.2rem; }
.auth-footer a { font-size: 0.78rem; color: var(--text-lt); text-decoration: none; }
.auth-footer a:hover { color: var(--sage-dk); text-decoration: underline; }
.auth-footer-dot { font-size: 0.78rem; color: var(--text-lt); }

/* Policy / Support pages */
.policy-container { width: 100%; max-width: 680px; }
.policy-brand { text-align: center; margin-bottom: 1.5rem; }
.policy-card { background: var(--white); border-radius: 20px; padding: 2.5rem; box-shadow: var(--shadow-lg); border: 1px solid var(--border); }
.policy-card h1 { font-size: 1.6rem; margin-bottom: 0.2rem; }
.policy-card h2 { font-size: 1rem; font-weight: 700; margin: 1.5rem 0 0.4rem; color: var(--sage-dk); }
.policy-card p { font-size: 0.88rem; line-height: 1.7; color: var(--text); margin-bottom: 0.6rem; }
.policy-card a { color: var(--sage-dk); }
.policy-updated { font-size: 0.8rem; color: var(--text-lt); margin-bottom: 1.2rem; }
.support-faq { margin-top: 0.5rem; display: flex; flex-direction: column; gap: 0.8rem; }
.faq-item { background: var(--cream); border-radius: 10px; padding: 0.9rem 1.1rem; }
.faq-q { font-weight: 600; font-size: 0.875rem; margin-bottom: 0.3rem; }
.faq-a { font-size: 0.83rem; color: var(--text-lt); line-height: 1.6; }

/* ═══════════════════════════════════════════════════════════════
   APP LAYOUT
═══════════════════════════════════════════════════════════════ */
.app-body { display: flex; min-height: 100vh; }

/* ─── SIDEBAR ─── */
.sidebar {
  width: var(--sidebar-w); flex-shrink: 0;
  background: var(--white); border-right: 1px solid var(--border);
  display: flex; flex-direction: column;
  position: fixed; top: 0; left: 0; height: 100vh;
  overflow-y: auto; z-index: 50;
  transition: transform .3s;
}
.sidebar-brand { padding: 1.5rem 1.2rem 1rem; border-bottom: 1px solid var(--border); }
.sidebar-logo { font-family: 'DM Serif Display', serif; font-size: 1.3rem; color: var(--gold); text-decoration: none; display: block; }
.sidebar-logo span { color: var(--sage-dk); }
.sidebar-tagline { font-size: 0.72rem; color: var(--text-lt); margin-top: 0.2rem; font-style: italic; }
.sidebar-nav { flex: 1; padding: 1rem 0.6rem; display: flex; flex-direction: column; gap: 0.15rem; }
.nav-item {
  display: flex; align-items: center; gap: 0.6rem;
  padding: 0.6rem 0.8rem; border-radius: var(--r-sm);
  font-size: 0.875rem; font-weight: 500; color: var(--text-md);
  text-decoration: none; transition: all .15s;
  position: relative;
}
.nav-item:hover { background: var(--cream); color: var(--sage-dk); }
.nav-item.active { background: var(--sage-dk); color: var(--white); font-weight: 600; }
.nav-icon { font-size: 1rem; }
.nav-badge {
  margin-left: auto; background: var(--gold); color: var(--white);
  font-size: 0.65rem; font-weight: 700; border-radius: 50px;
  padding: 0.1rem 0.4rem; min-width: 18px; text-align: center;
}
.sidebar-footer { padding: 1rem 1.2rem; border-top: 1px solid var(--border); }
.sidebar-user { display: flex; align-items: center; gap: 0.7rem; margin-bottom: 0.8rem; }
.user-avatar {
  width: 36px; height: 36px; border-radius: 50%;
  background: var(--sage-dk); color: var(--white);
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 0.9rem; flex-shrink: 0;
}
.user-name  { font-size: 0.85rem; font-weight: 600; }
.user-email { font-size: 0.72rem; color: var(--text-lt); }
.sidebar-bottom-actions { display: flex; gap: 0.5rem; margin-bottom: 0.5rem; }
.btn-settings { flex: 1; text-align: center; padding: 0.45rem; border-radius: var(--r-sm); background: var(--cream); color: var(--text-md); font-size: 0.82rem; font-weight: 500; border: 1px solid var(--border); cursor: pointer; transition: all .2s; font-family: inherit; }
.btn-settings:hover { background: #edf4f0; color: var(--sage-dk); border-color: var(--sage); }
.btn-logout { flex: 1; display: block; text-align: center; padding: 0.45rem; border-radius: var(--r-sm); background: var(--cream); color: var(--text-md); font-size: 0.82rem; font-weight: 500; text-decoration: none; border: 1px solid var(--border); transition: all .2s; }
.btn-logout:hover { background: var(--danger-lt); color: var(--danger); border-color: var(--danger); }
.btn-admin { display: block; text-align: center; padding: 0.45rem; border-radius: var(--r-sm); background: var(--navy); color: var(--white); font-size: 0.82rem; font-weight: 500; text-decoration: none; margin-top: 0.5rem; }

/* Settings modal */
.settings-user-info { display: flex; align-items: center; gap: 1rem; padding: 1rem 1.2rem; background: var(--cream); border-radius: var(--r-sm); margin-bottom: 1.2rem; }
.settings-avatar { width: 42px; height: 42px; border-radius: 50%; background: var(--sage-dk); color: #fff; display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 1.1rem; flex-shrink: 0; }
.settings-name { font-weight: 600; font-size: 0.9rem; }
.settings-email { font-size: 0.78rem; color: var(--text-lt); }
.settings-section { margin-top: 0.5rem; }
.settings-section-label { font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--text-lt); margin-bottom: 0.6rem; }
.settings-danger-row { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding: 0.9rem 1rem; border: 1px solid #fca5a5; border-radius: var(--r-sm); background: #fff8f8; }
.btn-danger-outline { padding: 0.4rem 0.9rem; border: 1.5px solid var(--danger); color: var(--danger); background: transparent; border-radius: var(--r-sm); font-size: 0.8rem; font-weight: 600; cursor: pointer; font-family: inherit; white-space: nowrap; transition: all .2s; }
.btn-danger-outline:hover { background: var(--danger); color: #fff; }
.btn-danger-solid { padding: 0.5rem 1.1rem; border: none; background: var(--danger); color: #fff; border-radius: var(--r-sm); font-size: 0.875rem; font-weight: 600; cursor: pointer; font-family: inherit; transition: opacity .2s; }
.btn-danger-solid:hover { opacity: 0.88; }

/* ─── MAIN CONTENT ─── */
.app-main { margin-left: var(--sidebar-w); flex: 1; padding: 2rem; min-height: 100vh; }
.mobile-header { display: none; }
.tab-section { display: none; }
.tab-section.active { display: block; }

/* ─── PAGE HEADER ─── */
.page-header { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 1rem; margin-bottom: 1.8rem; }
.page-header h2 { margin: 0; }
.header-actions { display: flex; gap: 0.6rem; flex-wrap: wrap; }
.page-date { font-size: 0.85rem; color: var(--text-lt); }

/* ─── Global Date Bar ─── */
.global-date-bar {
  display: flex; align-items: center; justify-content: space-between; gap: 1rem;
  font-size: 0.82rem; color: var(--text-lt); font-weight: 500; letter-spacing: 0.01em;
  padding: 0.45rem 0 0.9rem; border-bottom: 1px solid var(--border); margin-bottom: 1.5rem;
}
.global-search-wrap {
  position: relative; flex: 0 1 340px;
}
.global-search-input {
  width: 100%; padding: 0.45rem 0.9rem; border-radius: 50px;
  border: 1px solid var(--border); background: var(--white);
  font-size: 0.82rem; font-family: inherit; color: var(--text);
  outline: none; transition: border-color .2s, box-shadow .2s;
}
.global-search-input:focus {
  border-color: var(--sage); box-shadow: 0 0 0 3px rgba(123,166,140,0.15);
}
.global-search-results {
  position: absolute; top: calc(100% + 6px); left: 0; right: 0;
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--r); box-shadow: var(--shadow-lg); z-index: 200;
  max-height: 360px; overflow-y: auto;
}
.search-result-item {
  display: flex; align-items: center; gap: 0.75rem;
  padding: 0.65rem 1rem; cursor: pointer; border-bottom: 1px solid var(--border);
  transition: background .15s;
}
.search-result-item:last-child { border-bottom: none; }
.search-result-item:hover { background: var(--cream); }
.search-result-icon { font-size: 1rem; flex-shrink: 0; }
.search-result-name { font-weight: 600; font-size: 0.875rem; color: var(--text); }
.search-result-meta { font-size: 0.75rem; color: var(--text-lt); }
.search-result-amount { margin-left: auto; font-weight: 700; font-size: 0.875rem; color: var(--sage-dk); flex-shrink: 0; }
.search-no-results { padding: 1rem; text-align: center; color: var(--text-lt); font-size: 0.875rem; }
.search-result-section { padding: 0.35rem 1rem; font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: var(--text-lt); background: var(--cream); border-bottom: 1px solid var(--border); }

/* Sidebar extra action buttons */
.sidebar-extra-actions { display: flex; gap: 0.5rem; margin-top: 0.25rem; }
.btn-sidebar-extra {
  flex: 1; text-align: center; padding: 0.4rem 0.3rem; border-radius: var(--r-sm);
  background: transparent; color: var(--text-lt); font-size: 0.78rem; font-weight: 500;
  border: 1px solid var(--border); cursor: pointer; transition: all .2s; font-family: inherit;
}
.btn-sidebar-extra:hover { background: var(--cream); color: var(--sage-dk); border-color: var(--sage); }

/* ─── Month Carryover Banner ─── */
.carryover-banner {
  display: flex; justify-content: space-between; align-items: center;
  padding: 0.6rem 1rem; border-radius: var(--r);
  font-size: 0.82rem; font-weight: 600; margin-bottom: 1rem;
  border: 1px solid;
}
.carryover-banner.carry-positive {
  background: #f0faf4; border-color: var(--sage); color: var(--sage-dk);
}
.carryover-banner.carry-negative {
  background: #fff8f8; border-color: var(--danger); color: var(--danger);
}
.carryover-label { opacity: 0.85; font-weight: 500; }
.carryover-amount { font-size: 1rem; font-weight: 700; }
body.dark-mode .carryover-banner.carry-positive { background: #1a2e22; border-color: var(--sage); }
body.dark-mode .carryover-banner.carry-negative { background: #2e1a1a; border-color: var(--danger); }

/* ─── Planner Alert Widgets ─── */
.planner-alerts { display: flex; flex-direction: column; gap: 0.8rem; margin-bottom: 1.5rem; }
.alert-widget {
  border-radius: var(--r);
  border: 1px solid;
  overflow: hidden;
  font-size: 0.83rem;
}
.alert-widget-header {
  display: flex; justify-content: space-between; align-items: center;
  padding: 0.55rem 1rem;
  font-weight: 700;
  font-size: 0.82rem;
}
.alert-widget-count {
  font-size: 0.75rem;
  font-weight: 600;
  padding: 0.15rem 0.6rem;
  border-radius: 20px;
}
.alert-widget-row {
  display: flex; align-items: center; gap: 0.75rem;
  padding: 0.45rem 1rem;
  border-top: 1px solid;
  font-size: 0.81rem;
}
.alert-widget-name { font-weight: 600; min-width: 120px; }
.alert-widget-detail { flex: 1; color: var(--text-lt); }
.alert-widget-amount { font-weight: 700; text-align: right; }

/* Past Due — red tones */
.alert-past-due { border-color: #fca5a5; background: #fff8f8; }
.alert-past-due .alert-widget-header { background: #fee2e2; color: #b91c1c; }
.alert-past-due .alert-widget-count { background: #fca5a5; color: #7f1d1d; }
.alert-past-due .alert-widget-row { border-color: #fecaca; }
.alert-past-due .alert-widget-amount { color: #dc2626; }

/* Promo Ending — amber tones */
.alert-promo { border-color: #fcd34d; background: #fffdf0; }
.alert-promo .alert-widget-header { background: #fef3c7; color: #92400e; }
.alert-promo .alert-widget-count { background: #fcd34d; color: #78350f; }
.alert-promo .alert-widget-row { border-color: #fde68a; }
.alert-promo .alert-widget-amount { color: #d97706; }
/* ─── PLANNER HEADER (3-section centered layout) ─── */
.planner-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 1.8rem;
}
.planner-actions{ display: flex; gap: 0.4rem; justify-content: flex-end; flex-wrap: wrap; }

/* ── Shared month nav bar (sits above all tab content) ── */
.shared-month-nav-bar {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  background: var(--white);
  border-bottom: 1.5px solid var(--border);
  padding: 0;
  height: 48px;
  position: sticky;
  top: 0;
  z-index: 90;
  box-shadow: 0 1px 4px rgba(0,0,0,0.04);
}
.smn-btn {
  background: none;
  border: none;
  cursor: pointer;
  font-size: 1.6rem;
  line-height: 1;
  color: var(--brand);
  padding: 0 1.2rem;
  height: 48px;
  display: flex;
  align-items: center;
  transition: background 0.15s;
  border-radius: 0;
}
.smn-btn:hover { background: var(--bg); }
.smn-label {
  font-family: 'DM Serif Display', serif;
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--text);
  min-width: 160px;
  text-align: center;
  letter-spacing: 0.01em;
}

/* ─── CARDS ─── */
.card { background: var(--white); border-radius: var(--r); border: 1px solid var(--border); box-shadow: var(--shadow); overflow: hidden; }
.card-header { padding: 1rem 1.2rem 0.75rem; border-bottom: 1px solid var(--border); display: flex; align-items: center; justify-content: space-between; }
.card-header h3 { margin: 0; }

/* ─── STAT GRID ─── */
.stat-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 1rem; margin-bottom: 1.5rem; }
.stat-card { background: var(--white); border-radius: var(--r); border: 1px solid var(--border); padding: 1.2rem; box-shadow: var(--shadow); }
.stat-label { font-size: 0.75rem; font-weight: 600; color: var(--text-lt); text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 0.3rem; }
.stat-value { font-size: 1.5rem; font-weight: 700; }
.stat-value.green { color: var(--sage-dk); }
.stat-value.red   { color: var(--danger); }
.stat-value.gold  { color: var(--gold); }

/* Projection stat card */
.projection-card { padding: 1rem 1.2rem; }
.projection-row  { display: flex; align-items: center; gap: 0.8rem; margin-top: 0.5rem; }
.proj-sublabel   { font-size: 0.7rem; font-weight: 600; color: var(--text-lt); text-transform: uppercase; letter-spacing: 0.4px; margin-bottom: 0.15rem; }
.proj-amount     { font-size: 1.25rem; font-weight: 700; }
.proj-amount.red   { color: var(--danger); }
.proj-amount.green { color: var(--sage-dk); }
.proj-divider    { font-size: 0.72rem; font-weight: 600; color: var(--text-lt); padding: 0 0.2rem; align-self: flex-end; padding-bottom: 0.2rem; }
.proj-status     { font-size: 0.78rem; font-weight: 500; padding: 0.35rem 0.6rem; border-radius: 6px; margin: 0.4rem 0 0.1rem; line-height: 1.4; }
.proj-status.good    { background: #f0fdf4; color: #15803d; }
.proj-status.neutral { background: #f0f9ff; color: #0369a1; }
.proj-status.warning { background: #fffbeb; color: #b45309; }
.proj-status.danger  { background: #fff8f8; color: #dc2626; }

/* ─── DASHBOARD GRID ─── */
.dashboard-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 1.2rem; }

/* ─── PLANNER / BUCKETS ─── */
.bucket { background: var(--white); border-radius: var(--r); border: 1px solid var(--border); box-shadow: var(--shadow); margin-bottom: 1.2rem; overflow: hidden; }
.bucket.current { border-color: var(--sage); box-shadow: 0 0 0 2px rgba(61,107,84,.15), var(--shadow); }
/* Per-row negative highlight — replaces the old bucket-wide red wash so only
   the row where running balance dips below zero gets visually flagged. */
.bill-row.row-negative        { background: #fff5f5; border-left: 3px solid var(--danger); }
.bill-row.row-negative:hover  { background: #ffe8e8; }
.bucket-header {
  padding: 1rem 1.2rem; display: flex; align-items: center;
  justify-content: space-between; cursor: pointer;
  border-bottom: 1px solid var(--border);
  gap: 0.8rem; flex-wrap: wrap;
}
.bucket-title   { font-weight: 700; font-size: 0.95rem; display: flex; flex-direction: column; align-items: flex-start; gap: 0.25rem; }
.bucket-title > div:first-child { display: flex; align-items: center; gap: 0.6rem; flex-wrap: wrap; }
.bucket-notes   { font-size: 0.78rem; font-weight: 500; color: var(--text-md); font-style: italic; }
.bucket-meta    { display: flex; align-items: center; gap: 1rem; font-size: 0.85rem; }
.bucket-stat    { display: flex; flex-direction: column; align-items: flex-end; line-height: 1.1; }
.bucket-stat-label {
  font-size: 0.62rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--text-lt);
  margin-bottom: 0.1rem;
}
.bucket-income  { color: var(--sage-dk); font-weight: 600; }
.bucket-balance { font-weight: 700; font-size: 1rem; }
.bucket-balance.pos { color: var(--sage-dk); }
.bucket-balance.neg { color: var(--danger); }
.badge-current  { background: var(--sage-dk); color: var(--white); font-size: 0.65rem; font-weight: 700; padding: 0.15rem 0.55rem; border-radius: 50px; letter-spacing: 0.5px; }
.badge-warning  { background: var(--danger-lt); color: var(--danger); font-size: 0.65rem; font-weight: 700; padding: 0.15rem 0.55rem; border-radius: 50px; }
.badge-bonus    { background: #fef3c7; color: #b45309; font-size: 0.65rem; font-weight: 700; padding: 0.15rem 0.55rem; border-radius: 50px; letter-spacing: 0.5px; }
.bucket-body    { padding: 0; }
.bucket-body.collapsed { display: none; }

.bill-actions { display: flex; gap: 0.4rem; align-items: center; }
.bill-btn {
  padding: 0.25rem 0.6rem; border-radius: 50px; font-size: 0.72rem; font-weight: 600;
  border: 1px solid; cursor: pointer; transition: all .15s; background: transparent;
  font-family: 'DM Sans', sans-serif;
}
.bill-btn.pay              { border-color: var(--sage); color: var(--sage-dk); }
.bill-btn.pay:hover        { background: var(--sage); color: var(--white); }
.bill-btn.unpay            { border-color: var(--text-lt); color: var(--text-lt); }
.bill-btn.unpay:hover      { background: var(--text-lt); color: var(--white); }
.bill-btn.mark-paid        { border-color: #f9a8c9; color: #be185d; }
.bill-btn.mark-paid:hover  { background: #f9a8c9; color: #9d174d; }
.bill-btn.marked-paid-active       { border-color: #be185d; background: #fce7ef; color: #be185d; }
.bill-btn.marked-paid-active:hover { background: #be185d; color: var(--white); }
.bill-btn.post    { border-color: var(--gold); color: var(--gold); }
.bill-btn.post:hover    { background: var(--gold); color: var(--white); }
.bill-btn.edit    { border-color: var(--navy); color: var(--navy); }
.bill-btn.edit:hover    { background: var(--navy); color: var(--white); }
.bill-btn.move     { border-color: var(--navy-lt); color: var(--navy); font-size:0.9rem; padding:0.2rem 0.5rem; }
.bill-btn.move:hover     { background: var(--navy-lt); }
.bill-btn.unpost   { border-color: var(--warning); color: var(--warning); }
.bill-btn.unpost:hover   { background: var(--warning); color: var(--white); }
.bill-btn.cc-charge        { border-color: #7c3aed; color: #7c3aed; }
.bill-btn.cc-charge:hover  { background: #7c3aed; color: var(--white); }
.bill-btn.cc-charged-active        { border-color: #7c3aed; background: #f3e8ff; color: #7c3aed; }
.bill-btn.cc-charged-active:hover  { background: #7c3aed; color: var(--white); }

/* Bill row layout improvements */
.bill-row {
  display: grid;
  /* 5 explicit columns: name | status pill | auto badge | amount | buttons */
  /* Actions column is FIXED width so the amount column lines up across rows
     with different action sets (e.g. bill = 4 buttons, deposit = 2 buttons,
     adj = 1 button). Amount column always lands at the same X position. */
  grid-template-columns: 1fr 95px 52px 110px 290px;
  align-items: center;
  gap: 0.6rem;
  padding: 0.65rem 1.2rem;
  border-bottom: 1px solid var(--border);
  transition: background .15s;
}
.bill-actions { justify-content: flex-end; }
.bill-row.row-paid        { background: #f0fdf4; }
.bill-row.row-marked-paid { background: #fff0f4; }
.bill-row.row-post        { background: #fffde7; }
.bill-row.row-cc-charged  { background: #faf5ff; }
.bill-row:hover                  { background: #fafaf8; }
.bill-row.row-paid:hover         { background: #e8f8ef; }
.bill-row.row-marked-paid:hover  { background: #ffe4eb; }
.bill-name-col { display: flex; flex-direction: column; gap: 0.1rem; min-width: 0; }
.bill-name     { font-weight: 600; font-size: 0.875rem; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.bill-name.paid       { text-decoration: line-through; color: var(--text-lt); font-weight: 400; }
.bill-name.postponed  { color: var(--warning); }
.bill-due      { font-size: 0.72rem; color: var(--text-lt); }
.bill-note     { font-size: 0.78rem; color: var(--text-md); font-style: italic; margin-top: 0.15rem; line-height: 1.3; }
.bill-paid-date{ font-size: 0.7rem; color: var(--success); display:flex; align-items:center; gap:0.3rem; }
.paid-date-edit-btn { background:none; border:none; cursor:pointer; font-size:0.7rem; padding:0; line-height:1; opacity:0.6; }
.paid-date-edit-btn:hover { opacity:1; }
/* Dedicated fixed columns for status pill and auto badge */
.bill-col-status { display: flex; justify-content: center; align-items: center; }
.bill-col-auto   { display: flex; justify-content: center; align-items: center; }
/* Amount + running balance column: both right-aligned, fixed width so they line up */
.bill-amount-col {
  display: flex; flex-direction: column; align-items: flex-end;
  gap: 0.1rem; width: 110px;
}
.bill-amount { font-weight: 700; font-size: 0.9rem; }
.bill-amount.paid      { text-decoration: line-through; color: var(--text-lt); font-weight: 400; }
.bill-amount.postponed { color: var(--text-lt); }
.bill-running-bal {
  font-size: 0.72rem; font-weight: 700;
  padding: 0.05rem 0.3rem; border-radius: 4px;
}
.bill-running-bal.pos { color: var(--sage-dk); background: var(--success-lt); }
.bill-running-bal.neg { color: var(--danger);   background: var(--danger-lt);  }

.pill-auto    { background: #e0f2fe; color: #0369a1; border: 1px solid #bae6fd; }

.bucket-pill {
  font-size: 0.68rem; font-weight: 700; padding: 0.15rem 0.5rem; border-radius: 50px;
}
.pill-paid        { background: var(--success-lt); color: var(--success); }
.pill-marked-paid { background: #fce7ef; color: #be185d; }
.pill-pending     { background: var(--warning-lt); color: var(--warning); }
.pill-post        { background: #EEE8F5; color: var(--navy); }
.pill-cc-charged  { background: #f3e8ff; color: #7c3aed; }

.bucket-recon-row { padding: 0.75rem 1.2rem; background: var(--cream); display: flex; align-items: center; justify-content: space-between; border-top: 1px solid var(--border); }
.bucket-running-balance { font-size: 0.82rem; color: var(--text-lt); }
.bucket-running-balance strong { color: var(--text); }
/* Reconcile adjustment inline row */
.bill-row.adj-row { background: #f0f7ff; border-left: 3px solid #bae6fd; }
.bill-row.adj-row:hover { background: #e0f0ff; }

/* Reminder rows — lavender treatment so they don't blend into payment bills */
.bill-row.reminder-row          { background: #faf5ff; border-left: 3px solid #c4b5fd; }
.bill-row.reminder-row:hover    { background: #f3e8ff; }
.bill-row.reminder-row.reminder-reviewed { background: #f5f3ff; opacity: 0.85; }
.bill-row.reminder-row.reminder-reviewed:hover { background: #ede9fe; opacity: 1; }

/* Deposit rows — pending = soft sage tint, complete = saturated mint with
   stronger left bar so the eye reads "this one's actually done." */
.bill-row.deposit-row.deposit-pending        { background: #f0fdf4; border-left: 3px solid #86efac; }
.bill-row.deposit-row.deposit-pending:hover  { background: #e6fbef; }
.bill-row.deposit-row.deposit-complete       { background: #dcfce7; border-left: 4px solid #16a34a; }
.bill-row.deposit-row.deposit-complete:hover { background: #c4f7d2; }

.bucket-pill.pill-deposit-pending  { background: rgba(46,125,50,0.10); color: var(--sage-dk); }
.bucket-pill.pill-deposit-complete { background: #16a34a;              color: #fff; }

/* ─── SAVINGS ─── */
.savings-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); gap: 1.2rem; }
.goal-card { background: var(--white); border-radius: var(--r); border: 1px solid var(--border); padding: 1.4rem; box-shadow: var(--shadow); }
.goal-card-header { display: flex; align-items: flex-start; justify-content: space-between; margin-bottom: 0.8rem; gap: 0.5rem; }
.goal-card-name { font-weight: 700; font-size: 0.95rem; }
.goal-card-actions { display: flex; gap: 0.3rem; }
.goal-card-actions button { background: none; border: none; font-size: 0.85rem; cursor: pointer; color: var(--text-lt); padding: 0.1rem 0.3rem; }
.goal-amounts { display: flex; justify-content: space-between; font-size: 0.82rem; color: var(--text-lt); margin-bottom: 0.5rem; }
.goal-amounts strong { color: var(--text); }
.goal-bar-bg { width: 100%; height: 10px; background: var(--cream); border-radius: 50px; overflow: hidden; border: 1px solid var(--border); margin-bottom: 0.4rem; }
.goal-bar-fill { height: 100%; border-radius: 50px; background: linear-gradient(90deg, var(--sage-dk), var(--sage-lt)); transition: width .8s; }
.goal-pct { font-size: 0.78rem; color: var(--text-lt); }
.goal-date { font-size: 0.75rem; color: var(--text-lt); margin-top: 0.4rem; }

/* ─── SAVINGS — 3-section layout ─── */
.savings-section { margin-bottom: 1.6rem; }
.savings-section-header {
  display: flex; align-items: center; gap: 0.5rem;
  font-weight: 700; font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.06em;
  color: var(--text-lt); padding: 0.4rem 0; margin-bottom: 0.8rem;
  border-bottom: 1px solid var(--border);
}
.savings-section-alert .savings-section-header { color: #b45309; border-color: #fcd34d; }
.savings-section-complete .savings-section-header { color: #15803d; border-color: #bbf7d0; }

/* alert card (target date passed, not complete) */
.goal-card-alert {
  border-color: #fcd34d;
  background: #fffbeb;
}
.goal-card-alert .goal-bar-fill { background: linear-gradient(90deg, #d97706, #fbbf24); }
.goal-date-overdue { color: #b45309 !important; font-weight: 600; }

/* complete card */
.goal-card-complete {
  border-color: #bbf7d0;
  background: #f0fdf4;
}
.goal-card-complete .goal-bar-fill { background: linear-gradient(90deg, #16a34a, #4ade80); }

/* dark mode overrides */
body.dark-mode .goal-card-alert { background: #2a200a; border-color: #78450f; }
body.dark-mode .goal-card-complete { background: #0a1f14; border-color: #14532d; }
body.dark-mode .savings-section-alert .savings-section-header { color: #fbbf24; border-color: #78450f; }
body.dark-mode .savings-section-complete .savings-section-header { color: #4ade80; border-color: #14532d; }

/* ─── PURCHASE PLANNER ─── */
.pp-result {
  border-radius: 12px; padding: 1rem 1.1rem;
  border: 1px solid var(--border); background: var(--white);
}
.pp-result-good    { border-color: #bbf7d0; background: #f0fdf4; }
.pp-result-neutral { border-color: #fde68a; background: #fffbeb; }
.pp-result-long    { border-color: var(--border); background: var(--cream); }
.pp-result-title   { font-weight: 700; font-size: 0.95rem; margin-bottom: 0.15rem; }
.pp-result-sub     { font-size: 0.78rem; color: var(--text-lt); }
.pp-whatif {
  margin-top: 0.8rem; border-radius: 10px; padding: 0.8rem 1rem;
  background: var(--cream); border: 1px solid var(--border);
}
body.dark-mode .pp-result { background: var(--bg); border-color: var(--border); }
body.dark-mode .pp-result-good    { background: #0a1f14; border-color: #14532d; }
body.dark-mode .pp-result-neutral { background: #1f1700; border-color: #78450f; }
body.dark-mode .pp-whatif { background: #1a1f2e; }

/* ─── DEBT ─── */
/* ── Debt Tracker — section/table layout ── */
.debt-section { background: var(--white); border-radius: var(--r); border: 1px solid var(--border); box-shadow: var(--shadow); margin-bottom: 1.2rem; overflow: hidden; }
.debt-section-header { padding: 0.75rem 1.2rem; font-weight: 700; font-size: 0.9rem; background: var(--cream); border-bottom: 1px solid var(--border); }
.debt-table { width: 100%; border-collapse: collapse; font-size: 0.84rem; }
.debt-table thead th { padding: 0.55rem 1rem; text-align: left; font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.04em; color: var(--text-lt); border-bottom: 1px solid var(--border); background: var(--cream); }
.debt-table thead th.dt-actions { width: 130px; }
.debt-table tbody tr { border-bottom: 1px solid var(--border); transition: background .15s; }
.debt-table tbody tr:last-child { border-bottom: none; }
.debt-table tbody tr:hover { background: #fafaf8; }
.debt-table tbody td { padding: 0.7rem 1rem; vertical-align: middle; }
.dt-actions { display: flex; gap: 0.4rem; justify-content: flex-end; white-space: nowrap; }
.dt-sub { font-size: 0.72rem; color: var(--text-lt); margin-top: 0.1rem; }
.dt-empty { color: var(--text-lt); font-size: 0.8rem; }
.dt-note { font-size: 0.8rem; color: var(--text-md); }
.dt-expired { font-size: 0.7rem; font-weight: 700; color: var(--danger); background: #fee2e2; padding: 0.1rem 0.4rem; border-radius: 4px; }
.dt-row-dim { opacity: 0.55; }
.dt-row-no-bal { background: #f8f8f8; color: var(--text-lt); }
.dt-row-no-bal td { color: var(--text-lt); }
.dt-row-editing { background: #f0f7f4; }
.dt-input { border: 1px solid var(--border); border-radius: 5px; padding: 0.3rem 0.5rem; font-size: 0.82rem; font-family: inherit; width: 100%; max-width: 140px; background: var(--white); }
.dt-input:focus { outline: none; border-color: var(--sage); }
.util-low  { background: var(--sage); }
.util-mid  { background: var(--gold); }
.util-high { background: var(--danger); }
.promo-badge { background: #FFF3CD; color: #856404; font-size: 0.72rem; font-weight: 700; padding: 0.2rem 0.6rem; border-radius: 50px; }
.promo-expired { background: var(--danger-lt); color: var(--danger); }
.payoff-calc { padding: 1.2rem; }
.calc-result { background: var(--cream); border-radius: var(--r-sm); padding: 1rem; margin-top: 1rem; font-size: 0.9rem; border: 1px solid var(--border); }

/* ─── SUBSCRIPTIONS ─── */
.sub-summary-bar {
  display: flex; align-items: center; gap: 0;
  background: var(--white); border-radius: var(--r);
  border: 1px solid var(--border); box-shadow: var(--shadow);
  overflow: hidden; margin-bottom: 0.25rem;
}
.sub-summary-item {
  flex: 1; padding: 0.9rem 0.75rem; text-align: center;
  min-width: 0; overflow: hidden;
}
.sub-summary-label {
  font-size: 0.68rem; font-weight: 600; text-transform: uppercase;
  letter-spacing: .04em; color: var(--text-lt); margin-bottom: 0.2rem;
  white-space: nowrap;
}
.sub-summary-value {
  font-size: clamp(1rem, 2vw, 1.4rem); font-weight: 700; color: var(--sage-dk);
  font-family: 'DM Serif Display', serif;
  white-space: nowrap; overflow: hidden; text-overflow: ellipsis;
}
.sub-summary-unit { font-size: 0.85rem; font-weight: 400; color: var(--text-lt); }
.sub-summary-divider {
  width: 1px; height: 48px; background: var(--border); flex-shrink: 0;
}

/* Subscription frequency preset buttons */
.sub-preset-btn {
  padding: 0.3rem 0.7rem; border-radius: 50px; border: 1.5px solid var(--border);
  background: var(--white); color: var(--text); font-size: 0.78rem; font-weight: 600;
  cursor: pointer; transition: all .15s;
}
.sub-preset-btn:hover { border-color: var(--sage-dk); color: var(--sage-dk); }
.sub-preset-btn.active {
  border-color: var(--sage-dk); background: var(--sage-dk); color: #fff;
}
body.dark-mode .sub-preset-btn { background: var(--bg); border-color: var(--border); color: var(--text); }
body.dark-mode .sub-preset-btn.active { background: var(--sage-dk); color: #fff; }

/* ─── FORECAST TAB ─── */
.fc-control-group { display: flex; flex-direction: column; gap: 0.3rem; min-width: 160px; }
.fc-label { font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: .04em; color: var(--text-lt); }
.fc-hint  { font-size: 0.7rem; color: var(--sage-dk); font-weight: 600; margin-top: 0.1rem; }
.fc-input {
  border: 1px solid var(--border); border-radius: 6px; padding: 0.35rem 0.6rem;
  font-size: 0.85rem; font-family: inherit; background: var(--white); color: var(--text);
  width: 100%; max-width: 200px;
}
.fc-input:focus { outline: none; border-color: var(--sage); }
.fc-reset-btn { font-size: 0.78rem; padding: 0.35rem 0.9rem; white-space: nowrap; margin-top: 0.5rem; }

/* Horizon chips live in the page-header */
.fc-horizon-chips { display: flex; gap: 0.4rem; flex-wrap: wrap; }
.fc-chip {
  padding: 0.3rem 0.75rem; border-radius: 50px; border: 1.5px solid var(--border);
  background: var(--white); color: var(--text); font-size: 0.8rem; font-weight: 600;
  cursor: pointer; transition: all .15s;
}
.fc-chip:hover { border-color: var(--sage-dk); color: var(--sage-dk); }
.fc-chip.active { border-color: var(--sage-dk); background: var(--sage-dk); color: #fff; }

/* Source callout bar */
.fc-source-bar {
  display: flex; flex-wrap: wrap; align-items: center; gap: 0.5rem 1rem;
  background: var(--cream); border: 1px solid var(--border); border-radius: var(--r);
  padding: 0.65rem 1.1rem; margin-bottom: 1.1rem; font-size: 0.8rem; color: var(--text-lt);
}
.fc-src-item em { font-style: normal; color: var(--text-lt); }
.fc-src-divider { color: var(--border); }
.fc-src-reset {
  background: none; border: none; color: var(--sage-dk); font-size: 0.78rem;
  font-weight: 600; cursor: pointer; padding: 0; margin-left: auto;
}
.fc-src-reset:hover { text-decoration: underline; }

/* Stats grid */
.fc-stats-grid {
  display: grid; grid-template-columns: repeat(auto-fill, minmax(160px, 1fr)); gap: 0.75rem;
  margin-bottom: 1.2rem;
}
.fc-stat-tile {
  background: var(--white); border: 1px solid var(--border); border-radius: var(--r);
  padding: 0.9rem 1rem; box-shadow: var(--shadow);
}
.fc-stat-label { font-size: 0.68rem; font-weight: 600; text-transform: uppercase; letter-spacing:.04em; color: var(--text-lt); margin-bottom: 0.3rem; line-height:1.3; }
.fc-stat-value { font-size: 1.25rem; font-weight: 700; color: var(--text); font-family: 'DM Serif Display', serif; }
.fc-stat-value.green { color: var(--sage-dk); }

/* Sections */
.fc-section { background: var(--white); border: 1px solid var(--border); border-radius: var(--r); box-shadow: var(--shadow); overflow: hidden; margin-bottom: 1.2rem; }
.fc-section-header { display: flex; justify-content: space-between; align-items: center; padding: 0.75rem 1.2rem; font-weight: 700; font-size: 0.88rem; background: var(--cream); border-bottom: 1px solid var(--border); }

/* Planned purchases — card design */
.fc-purchase-card {
  border: 1px solid var(--border); border-radius: 10px;
  padding: 1rem 1.1rem; margin-bottom: 0.8rem;
  background: var(--white);
}
.fc-purchase-card-top {
  display: flex; align-items: center; gap: 0.5rem; margin-bottom: 0.6rem;
}
.fc-purchase-name { flex: 1; font-size: 0.9rem !important; font-weight: 600; }
.fc-purchase-remove {
  background: none; border: none; color: var(--danger); cursor: pointer;
  font-size: 1rem; padding: 0.2rem 0.4rem; border-radius: 4px; flex-shrink: 0;
}
.fc-purchase-remove:hover { background: #fee2e2; }
.fc-purchase-type-toggle {
  display: flex; gap: 0.4rem; margin-bottom: 0.75rem;
}
.fc-type-btn {
  padding: 0.3rem 0.9rem; border-radius: 20px; border: 1px solid var(--border);
  background: var(--cream); color: var(--text-lt); font-size: 0.8rem; cursor: pointer;
  transition: all 0.15s;
}
.fc-type-btn:hover { border-color: var(--sage); color: var(--sage-dk); }
.fc-type-active {
  background: var(--sage); color: #fff; border-color: var(--sage); font-weight: 600;
}
.fc-purchase-fields {
  display: grid; grid-template-columns: 1fr 1fr; gap: 0.6rem; margin-bottom: 0.7rem;
}
.fc-purchase-field { display: flex; flex-direction: column; gap: 0.2rem; }
.fc-purchase-field-label { font-size: 0.72rem; font-weight: 600; color: var(--text-lt); text-transform: uppercase; letter-spacing: 0.03em; }
.fc-purchase-input {
  border: 1px solid var(--border); border-radius: 6px; padding: 0.35rem 0.6rem;
  font-size: 0.85rem; font-family: inherit; background: var(--white); color: var(--text);
  width: 100%; box-sizing: border-box;
}
.fc-purchase-input:focus { outline: none; border-color: var(--sage); }
/* Analysis block */
.fc-purchase-analysis {
  background: var(--cream); border-radius: 7px; padding: 0.6rem 0.8rem;
  font-size: 0.82rem; display: flex; flex-direction: column; gap: 0.25rem;
}
.fc-pa-row { display: flex; justify-content: space-between; align-items: baseline; gap: 0.5rem; }
.fc-pa-label { color: var(--text-lt); font-size: 0.78rem; flex-shrink: 0; }
.fc-pa-verdict { font-weight: 700; margin-top: 0.2rem; font-size: 0.85rem; }

/* Charts */
.fc-charts-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-bottom: 1.2rem;
}
.fc-chart-card {
  background: var(--white); border: 1px solid var(--border); border-radius: var(--r);
  padding: 1rem 1.2rem; box-shadow: var(--shadow);
}
.fc-chart-wide { grid-column: 1 / -1; }
.fc-chart-title { font-weight: 700; font-size: 0.88rem; margin-bottom: 0.15rem; }
.fc-chart-sub   { font-size: 0.75rem; color: var(--text-lt); margin-bottom: 0.75rem; }

/* Collapsible panels */
.fc-collapsible {
  background: var(--white); border: 1px solid var(--border); border-radius: var(--r);
  box-shadow: var(--shadow); margin-bottom: 1.2rem; overflow: hidden;
}
.fc-collapsible-header {
  display: flex; align-items: center; gap: 0.5rem;
  padding: 0.85rem 1.2rem; font-weight: 700; font-size: 0.9rem;
  cursor: pointer; background: var(--cream); list-style: none;
  border-bottom: 1px solid transparent; transition: border-color .15s;
}
.fc-collapsible[open] > .fc-collapsible-header { border-bottom-color: var(--border); }
.fc-collapsible-header::-webkit-details-marker { display: none; }
.fc-collapsible-header::before { content: '▶'; font-size: 0.65rem; color: var(--text-lt); transition: transform .2s; }
.fc-collapsible[open] > .fc-collapsible-header::before { transform: rotate(90deg); }
.fc-collapsible-hint { font-size: 0.78rem; font-weight: 400; color: var(--text-lt); }
.fc-override-note { font-size: 0.8rem; color: var(--text-lt); margin: 0 0 1rem; }

.fc-overrides-body { padding: 1.2rem; }
.fc-overrides-grid { display: flex; flex-wrap: wrap; gap: 1.2rem; margin-bottom: 0.75rem; }

/* Salary calculator */
.fc-salary-body { padding: 1.2rem; }
.fc-salary-inputs { display: flex; flex-wrap: wrap; gap: 1.2rem; margin-bottom: 1.2rem; }

.sal-result-card {
  background: var(--cream); border: 1px solid var(--border); border-radius: var(--r-sm);
  padding: 1.2rem; margin-top: 0.5rem;
}
.sal-result-header {
  display: flex; justify-content: space-between; align-items: flex-start;
  gap: 1rem; margin-bottom: 1rem;
}
.sal-takeHome-label { font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing:.04em; color: var(--text-lt); margin-bottom: 0.15rem; }
.sal-takeHome-value { font-size: 2rem; font-weight: 800; color: var(--sage-dk); font-family: 'DM Serif Display', serif; line-height: 1.1; }
.sal-per { font-size: 0.9rem; font-weight: 400; color: var(--text-lt); }
.sal-takeHome-sub { font-size: 0.78rem; color: var(--text-lt); margin-top: 0.2rem; }
.sal-breakdown { border-top: 1px solid var(--border); padding-top: 0.75rem; }
.sal-row { display: flex; justify-content: space-between; padding: 0.3rem 0; font-size: 0.83rem; }
.sal-row-gross { font-weight: 700; border-bottom: 1px solid var(--border); padding-bottom: 0.5rem; margin-bottom: 0.25rem; }
.sal-deduction { color: var(--text-md); }
.sal-deduction span:last-child { color: var(--danger); font-weight: 600; }
.sal-row-total { font-weight: 800; font-size: 0.9rem; border-top: 2px solid var(--border); margin-top: 0.25rem; padding-top: 0.5rem; color: var(--sage-dk); }

/* Dark mode */
body.dark-mode .fc-stat-tile,
body.dark-mode .fc-section,
body.dark-mode .fc-chart-card,
body.dark-mode .fc-collapsible { background: var(--bg); border-color: var(--border); }
body.dark-mode .fc-section-header,
body.dark-mode .fc-collapsible-header { background: #1a1f2e; }
body.dark-mode .fc-source-bar { background: #1a1f2e; }
body.dark-mode .fc-input,
body.dark-mode .fc-purchase-input { background: var(--bg); color: var(--text); border-color: var(--border); }
body.dark-mode .fc-chip { background: var(--bg); border-color: var(--border); }
body.dark-mode .sal-result-card { background: #1a1f2e; }
body.dark-mode .fc-purchase-card { background: var(--bg); border-color: var(--border); }
body.dark-mode .fc-purchase-analysis { background: #1a1f2e; }
body.dark-mode .fc-type-btn { background: var(--bg); border-color: var(--border); }

@media (max-width: 700px) {
  .fc-charts-grid { grid-template-columns: 1fr; }
  .fc-chart-wide  { grid-column: 1; }
  .sal-result-header { flex-direction: column; }
}

/* ─── CALENDAR ─── */
.calendar-legend { display: flex; gap: 0.8rem; flex-wrap: wrap; margin-bottom: 1rem; }
.legend-item { font-size: 0.75rem; font-weight: 600; padding: 0.2rem 0.6rem; border-radius: 50px; }
.ev-pay   { background: #D4F0E0; color: var(--sage-dk); }
.ev-bill  { background: #FEE8D8; color: #A04010; }
.ev-sub   { background: #E8E0F5; color: var(--navy); }
.ev-goal  { background: var(--gold-lt); color: #856404; }
.ev-promo { background: var(--danger-lt); color: var(--danger); }
.cal-month-label { font-family: 'DM Serif Display', serif; font-size: 1.1rem; min-width: 140px; text-align: center; }
.calendar-wrap { background: var(--white); border-radius: var(--r); border: 1px solid var(--border); overflow: hidden; box-shadow: var(--shadow); }
.cal-day-names { display: grid; grid-template-columns: repeat(7,1fr); background: var(--sage-dk); }
.cal-day-name  { color: var(--white); font-size: 0.75rem; font-weight: 700; padding: 0.6rem; text-align: center; text-transform: uppercase; letter-spacing: 0.5px; }
.cal-grid  { display: grid; grid-template-columns: repeat(7,1fr); }
.cal-day   { min-height: 90px; border-right: 1px solid var(--border); border-bottom: 1px solid var(--border); padding: 0.4rem; font-size: 0.82rem; font-weight: 600; color: var(--text-md); vertical-align: top; }
.cal-day.today    { background: #F0FAF5; }
.cal-day.other-month { opacity: 0.3; background: var(--cream); }
.cal-day-num  { display: inline-block; width: 24px; height: 24px; border-radius: 50%; display: flex; align-items: center; justify-content: center; margin-bottom: 0.2rem; font-size: 0.8rem; }
.cal-day.today .cal-day-num { background: var(--sage-dk); color: var(--white); }
.cal-event { font-size: 0.65rem; font-weight: 600; border-radius: 4px; padding: 0.1rem 0.3rem; margin-bottom: 0.15rem; line-height: 1.3; cursor: pointer; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }

/* ─── MODALS ─── */
.modal-overlay {
  display: none; position: fixed; inset: 0; z-index: 200;
  background: rgba(0,0,0,0.45); align-items: center; justify-content: center;
  padding: 1rem;
}
.modal-overlay.open { display: flex; }
.modal {
  background: var(--white); border-radius: 20px; width: 100%; max-width: 520px;
  max-height: 90vh; overflow-y: auto; box-shadow: var(--shadow-lg);
  animation: slideUp .25s ease;
}
@keyframes slideUp { from { transform: translateY(30px); opacity: 0; } to { transform: none; opacity: 1; } }
.modal-header { padding: 1.2rem 1.5rem; border-bottom: 1px solid var(--border); display: flex; align-items: center; justify-content: space-between; }
.modal-header h3 { margin: 0; font-size: 1.1rem; }
.modal-close { background: none; border: none; font-size: 1.4rem; cursor: pointer; color: var(--text-lt); line-height: 1; }
.modal-body   { padding: 1.5rem; }
.modal-footer { padding: 1rem 1.5rem; border-top: 1px solid var(--border); display: flex; gap: 0.6rem; justify-content: flex-end; }
.modal-desc   { font-size: 0.875rem; color: var(--text-md); margin-bottom: 1.2rem; }

/* ─── EXPORT ─── */
.export-row { display: flex; align-items: center; gap: 0.8rem; padding: 0.6rem; background: var(--cream); border-radius: var(--r-sm); font-size: 0.875rem; }
/* (old .fab-export replaced by .fab-group/.fab-btn below) */

/* ─── EMPTY STATE ─── */
.empty-state { padding: 2rem; text-align: center; color: var(--text-lt); font-size: 0.9rem; }
.empty-state-icon { font-size: 2.5rem; margin-bottom: 0.5rem; }

/* ─── STICKY NOTES ─── */
.sticky-notes-section { margin-top: 2rem; }
.sticky-notes-header  { display: flex; align-items: center; justify-content: space-between; margin-bottom: 1rem; }
.sticky-notes-header h3 { font-size: 1rem; font-weight: 700; }
.sticky-notes-board, #sticky-notes-board {
  display: flex; flex-wrap: wrap; gap: 1rem;
}
.sticky-note {
  width: 200px; height: 200px;
  border-radius: 4px 4px 4px 20px;
  padding: 1rem;
  box-shadow: 3px 4px 12px rgba(0,0,0,0.12), 0 1px 3px rgba(0,0,0,0.08);
  position: relative;
  display: flex; flex-direction: column;
  transition: transform .2s, box-shadow .2s;
  cursor: default;
  overflow: hidden;
}
.sticky-note:hover { transform: translateY(-3px) rotate(0.5deg); box-shadow: 5px 8px 20px rgba(0,0,0,0.15); }
.sticky-note::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 28px;
  background: rgba(0,0,0,0.06); border-radius: 4px 4px 0 0;
}
.sticky-note-title {
  font-weight: 700; font-size: 0.82rem; margin-bottom: 0.5rem;
  padding-top: 0.2rem; color: rgba(0,0,0,0.65);
  position: relative; z-index: 1;
}
.sticky-note-content {
  font-size: 0.82rem; color: rgba(0,0,0,0.7);
  flex: 1; line-height: 1.5; white-space: pre-wrap; word-break: break-word;
  overflow-y: auto; scrollbar-width: thin; scrollbar-color: rgba(0,0,0,0.15) transparent;
}
.sticky-note-content::-webkit-scrollbar { width: 4px; }
.sticky-note-content::-webkit-scrollbar-thumb { background: rgba(0,0,0,0.15); border-radius: 2px; }
.sticky-note-footer {
  display: flex; justify-content: flex-end; gap: 0.3rem;
  margin-top: 0.6rem; opacity: 0; transition: opacity .2s;
}
.sticky-note:hover .sticky-note-footer { opacity: 1; }
.sticky-note-btn {
  background: rgba(0,0,0,0.1); border: none; border-radius: 4px;
  font-size: 0.7rem; padding: 0.15rem 0.4rem; cursor: pointer;
  color: rgba(0,0,0,0.6); font-family: 'DM Sans', sans-serif;
}
.sticky-note-btn:hover { background: rgba(0,0,0,0.2); }
.sticky-note-date { font-size: 0.65rem; color: rgba(0,0,0,0.4); margin-top: 0.4rem; }

/* Note colors */
.note-yellow   { background: #FFF3B0; }
.note-green    { background: #C8F0D8; }
.note-blue     { background: #BDE3F5; }
.note-pink     { background: #F5C6DC; }
.note-orange   { background: #FFD8A8; }
.note-lavender { background: #DDD0F5; }

/* Color picker */
.note-color-picker { display: flex; gap: 0.5rem; flex-wrap: wrap; }
.note-color-btn {
  width: 32px; height: 32px; border-radius: 50%;
  border: 2.5px solid transparent; cursor: pointer;
  transition: transform .15s, border-color .15s;
}
.note-color-btn:hover  { transform: scale(1.15); }
.note-color-btn.active { border-color: var(--sage-dk); transform: scale(1.15); }

/* Empty state for notes */
.notes-empty { color: var(--text-lt); font-size: 0.875rem; padding: 1rem 0; }

/* ─── RECURRING BILLS MANAGER ─── */
.rec-header-row, .rec-row {
  display: grid;
  grid-template-columns: 2fr 1fr 1.1fr 1.4fr 1.5fr 72px;
  gap: 0.5rem; align-items: center;
  padding: 0.5rem 1.2rem;
}
.rec-header-row {
  font-size: 0.72rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.05em; color: var(--text-lt);
  background: var(--cream); border-bottom: 1px solid var(--border);
  position: sticky; top: 0; z-index: 1;
}
.rec-row { border-bottom: 1px solid var(--border); transition: background .2s; }
.rec-row:last-child { border-bottom: none; }
.rec-row:hover { background: #fafaf8; }
.rec-input {
  width: 100%; padding: 0.35rem 0.55rem; border: 1.5px solid var(--border);
  border-radius: 6px; font-family: 'DM Sans', sans-serif; font-size: 0.82rem;
  color: #2D2D2D; background: #fff; transition: border-color .15s;
}
.rec-input:focus { outline: none; border-color: var(--sage-dk); }
.rec-amount { text-align: right; }
.rec-actions { display: flex; gap: 0.3rem; justify-content: flex-end; }
.rec-save-btn, .rec-del-btn {
  border: none; border-radius: 6px; padding: 0.3rem 0.5rem;
  font-size: 0.8rem; cursor: pointer; transition: background .15s;
}
.rec-save-btn { background: var(--success-lt); color: var(--success); }
.rec-save-btn:hover { background: var(--success); color: #fff; }
.rec-del-btn  { background: var(--danger-lt); color: var(--danger); }
.rec-del-btn:hover { background: var(--danger); color: #fff; }

/* ─── MISC ─── */
.divider { border: none; border-top: 1px solid var(--border); margin: 1.5rem 0; }

/* ═══════════════════════════════════════════════════════════════
   FLOATING ACTION BUTTONS
═══════════════════════════════════════════════════════════════ */
.fab-group {
  position: fixed; bottom: 2rem; right: 2rem;
  display: flex; flex-direction: column; gap: 0.6rem;
  z-index: 200; align-items: flex-end;
}
.fab-btn {
  width: 52px; height: 52px; border-radius: 50%;
  border: none; cursor: pointer; font-size: 1.3rem;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 4px 12px rgba(0,0,0,0.18);
  transition: transform .18s, box-shadow .18s;
}
.fab-btn:hover { transform: scale(1.1); box-shadow: 0 6px 18px rgba(0,0,0,0.22); }
.fab-btn.fab-calc { background: var(--gold); color: var(--white); }
.fab-btn.fab-export { background: var(--sage-dk); color: var(--white); }

/* ═══════════════════════════════════════════════════════════════
   CALCULATOR MODAL
═══════════════════════════════════════════════════════════════ */
.calc-tab-btns {
  display: flex; gap: 0; margin-bottom: 1rem;
  border: 1.5px solid var(--border); border-radius: 8px; overflow: hidden;
}
.calc-tab-btn {
  flex: 1; padding: 0.5rem 0.5rem; font-size: 0.8rem; font-family: 'DM Sans', sans-serif;
  font-weight: 600; background: var(--white); border: none; cursor: pointer;
  color: var(--text-lt); transition: background .15s, color .15s;
}
.calc-tab-btn + .calc-tab-btn { border-left: 1.5px solid var(--border); }
.calc-tab-btn.active { background: var(--sage-dk); color: var(--white); }

.calc-panel { display: none; }
#calc-panel-basic { display: block; } /* default show basic */

/* Debt payoff mode toggle */
.payoff-mode-toggle {
  display: flex; border: 1.5px solid var(--border); border-radius: 8px;
  overflow: hidden; margin-bottom: 1rem;
}
.payoff-mode-btn {
  flex: 1; padding: 0.45rem 0.5rem; font-size: 0.8rem;
  font-family: 'DM Sans', sans-serif; font-weight: 600;
  background: var(--white); border: none; cursor: pointer;
  color: var(--text-lt); transition: background .15s, color .15s;
}
.payoff-mode-btn + .payoff-mode-btn { border-left: 1.5px solid var(--border); }
.payoff-mode-btn.active { background: var(--navy); color: var(--white); }

/* Basic calculator */
.basic-calc-display {
  background: var(--navy); color: #fff;
  font-size: 2rem; font-family: 'DM Serif Display', serif;
  text-align: right; padding: 0.8rem 1rem;
  border-radius: 8px; margin-bottom: 0.8rem;
  min-height: 3.5rem; word-break: break-all;
  letter-spacing: 0.02em;
}
.basic-calc-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 0.4rem;
}
.calc-btn {
  padding: 0.7rem 0.3rem; font-size: 1rem; font-family: 'DM Sans', sans-serif;
  font-weight: 600; border: 1.5px solid var(--border); border-radius: 8px;
  cursor: pointer; background: var(--white); color: var(--text);
  transition: background .12s, transform .1s;
}
.calc-btn:hover { background: var(--cream); transform: translateY(-1px); }
.calc-btn:active { transform: translateY(0); }
.calc-btn.op   { background: var(--cream); color: var(--sage-dk); border-color: var(--sage-dk); }
.calc-btn.eq   { background: var(--gold); color: var(--white); border-color: var(--gold); grid-column: span 2; }
.calc-btn.fn   { background: #f0f0f0; color: var(--navy); font-size: 0.82rem; }
.calc-btn.clr  { background: #fdecea; color: var(--danger); border-color: var(--danger); }

/* Payoff & Savings calc */
.calc-result-box {
  background: var(--cream); border-left: 4px solid var(--sage-dk);
  border-radius: 0 8px 8px 0; padding: 0.75rem 1rem;
  font-size: 0.875rem; line-height: 1.6; margin-top: 0.8rem; display: none;
}

/* ═══════════════════════════════════════════════════════════════
   INSIGHTS / YEAR AT A GLANCE
═══════════════════════════════════════════════════════════════ */
.insights-header {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 1.5rem; flex-wrap: wrap; gap: 0.75rem;
}
.insights-year-nav {
  display: flex; align-items: center; gap: 0.75rem;
}
.insights-year-nav button {
  background: var(--white); border: 1px solid var(--border);
  border-radius: 50%; width: 32px; height: 32px; cursor: pointer;
  font-size: 1rem; display: flex; align-items: center; justify-content: center;
  transition: background .15s;
}
.insights-year-nav button:hover { background: var(--cream); }
.insights-year-nav span {
  font-weight: 700; font-size: 1.1rem; color: var(--text); min-width: 56px; text-align: center;
}

/* Stat summary row */
.insights-stat-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; margin-bottom: 1.5rem;
}
.ins-stat-card {
  background: var(--white); border-radius: var(--r); padding: 1rem 1.2rem;
  box-shadow: var(--shadow); display: flex; flex-direction: column; gap: 0.2rem;
}
.ins-stat-label { font-size: 0.78rem; color: var(--text-lt); font-weight: 600; text-transform: uppercase; letter-spacing: .04em; }
.ins-stat-value { font-size: 1.6rem; font-weight: 700; font-family: 'DM Serif Display', serif; }
.ins-stat-value.green { color: var(--sage-dk); }
.ins-stat-value.red   { color: var(--danger); }
.ins-stat-value.gold  { color: var(--gold); }
.ins-stat-sub { font-size: 0.78rem; color: var(--text-lt); }

/* Two-column and full-width card rows */
.insights-row {
  display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-bottom: 1rem;
}
.insights-row-3 {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; margin-bottom: 1rem;
}
.ins-card {
  background: var(--white); border-radius: var(--r); padding: 1.2rem 1.4rem;
  box-shadow: var(--shadow);
}
.ins-card-full {
  grid-column: 1 / -1;
}
.ins-card-title {
  font-weight: 700; font-size: 0.95rem; color: var(--text); margin-bottom: 1rem;
}

/* Horizontal bar chart (income by source, top 10 bills) */
.ins-bar-row {
  display: flex; align-items: center; gap: 0.6rem; margin-bottom: 0.55rem;
}
.ins-bar-label {
  width: 140px; flex-shrink: 0; font-size: 0.82rem; color: var(--text-md);
  white-space: nowrap; overflow: hidden; text-overflow: ellipsis;
  display: flex; align-items: center; gap: 0.35rem;
}
.ins-bar-track {
  flex: 1; height: 10px; background: var(--border); border-radius: 99px; overflow: hidden;
}
.ins-bar-fill {
  height: 100%; border-radius: 99px; transition: width .4s;
}
.ins-bar-val {
  width: 72px; text-align: right; font-size: 0.82rem; font-weight: 600; color: var(--text); flex-shrink: 0;
}
.green-bar { background: var(--sage-dk); }
.red-bar   { background: var(--danger); }

/* Legend */
.ins-legend {
  display: flex; align-items: center; gap: 0.4rem;
  font-size: 0.8rem; color: var(--text-md); margin-bottom: 1rem;
}
.ins-legend-dot {
  width: 10px; height: 10px; border-radius: 50%; flex-shrink: 0;
}
.green-dot { background: var(--sage-dk); }
.red-dot   { background: var(--danger); }

/* Monthly bar chart (vertical, CSS-height) */
.ins-bar-chart {
  display: flex; align-items: flex-end; gap: 4px;
  height: 180px; border-bottom: 2px solid var(--border); padding-bottom: 0;
}
.ins-month-col {
  flex: 1; display: flex; flex-direction: column; align-items: center; gap: 0;
}
.ins-month-bars {
  display: flex; align-items: flex-end; gap: 2px; height: 160px;
}
.ins-month-bar {
  width: 14px; border-radius: 4px 4px 0 0; transition: height .4s; min-height: 0;
}
.ins-month-label {
  font-size: 0.65rem; color: var(--text-lt); margin-top: 4px; text-align: center;
}

/* Bill breakdown circles */
.ins-breakdown-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 0.75rem; text-align: center;
}
.ins-breakdown-item {
  display: flex; flex-direction: column; align-items: center; gap: 0.3rem;
}
.ins-breakdown-circle {
  width: 60px; height: 60px; border-radius: 50%;
  background: conic-gradient(var(--clr, var(--sage-dk)) var(--pct, 0%), var(--border) 0%);
  display: flex; align-items: center; justify-content: center;
  font-size: 0.75rem; font-weight: 700; color: var(--text);
  position: relative;
}
/* inner white overlay to make a donut shape */
.ins-breakdown-circle::before {
  content: ''; position: absolute;
  width: 40px; height: 40px; border-radius: 50%;
  background: var(--white); z-index: 0;
}
.ins-breakdown-circle span {
  position: relative; z-index: 1;
  font-size: 0.72rem; font-weight: 700; color: var(--text);
}
.ins-breakdown-label {
  font-size: 0.78rem; font-weight: 600; color: var(--text-md);
}
.ins-breakdown-count {
  font-size: 0.72rem; color: var(--text-lt);
}

/* Summary rows (subscriptions / savings / debt cards) */
.ins-summary-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 0.4rem 0; border-bottom: 1px solid var(--border); font-size: 0.875rem;
}
.ins-summary-row:last-child { border-bottom: none; }
.ins-summary-row span { color: var(--text-md); }
.ins-summary-row strong { color: var(--text); }

/* Snapshot history chart */
.ins-snapshot-card { padding: 1.2rem 1.4rem; }
.ins-snap-chart-wrap { position: relative; margin-bottom: 0.8rem; }
.ins-snap-svg {
  width: 100%; height: 160px; overflow: visible;
  display: block;
}
.ins-snap-labels {
  display: flex; justify-content: space-between;
  font-size: 0.7rem; color: var(--text-lt); margin-top: 0.3rem;
  padding: 0 2px;
}
.ins-snap-summary {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: 0.6rem; margin-top: 0.8rem;
}
.ins-snap-stat {
  background: var(--cream); border-radius: 8px; padding: 0.6rem 0.8rem;
  display: flex; flex-direction: column; gap: 0.15rem;
}
.ins-snap-stat span { font-size: 0.75rem; color: var(--text-lt); }
.ins-snap-stat strong { font-size: 1rem; }

/* Rank badge */
.ins-rank {
  display: inline-flex; align-items: center; justify-content: center;
  width: 18px; height: 18px; border-radius: 50%;
  background: var(--sage-dk); color: var(--white);
  font-size: 0.65rem; font-weight: 700; flex-shrink: 0;
}

/* Empty / no-data state */
.ins-empty {
  text-align: center; padding: 2rem; color: var(--text-lt); font-size: 0.875rem;
}

/* ─── PLANNER VIEW TOGGLE ─── */
.planner-view-toggle {
  display: flex; gap: 0; margin-bottom: 1.25rem;
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--r); overflow: hidden;
  width: fit-content; box-shadow: var(--shadow);
}
.pvt-btn {
  padding: 0.55rem 1.4rem; font-size: 0.875rem; font-weight: 600;
  border: none; background: transparent; color: var(--text-lt);
  cursor: pointer; transition: all .2s; font-family: inherit;
}
.pvt-btn:first-child { border-right: 1px solid var(--border); }
.pvt-btn.active { background: var(--sage-dk); color: var(--white); }
.pvt-btn:not(.active):hover { background: var(--cream); color: var(--text); }

.recurring-gen-bar {
  display: flex; align-items: center; gap: 0.75rem; flex-wrap: wrap;
  margin-top: 1.25rem; padding: 1rem 1.25rem;
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--r); box-shadow: var(--shadow);
}

/* ─── CELEBRATION TOAST ─── */
.celebration-toast {
  position: fixed; top: 2rem; left: 50%; transform: translateX(-50%) translateY(-24px);
  background: var(--white); border: 2.5px solid var(--sage);
  border-radius: 50px; padding: 1rem 2.4rem;
  display: flex; align-items: center; gap: 0.75rem;
  font-weight: 700; font-size: 1.15rem; color: var(--text);
  box-shadow: 0 8px 40px rgba(0,0,0,0.18); z-index: 9999;
  opacity: 0; transition: opacity .35s, transform .35s;
  pointer-events: none; white-space: nowrap;
}
.celebration-toast.show { opacity: 1; transform: translateX(-50%) translateY(0); }
.celebration-emoji { font-size: 1.6rem; }

/* ═══════════════════════════════════════════════════════════════
   RESPONSIVE
═══════════════════════════════════════════════════════════════ */
@media (max-width: 768px) {
  .sidebar { transform: translateX(-100%); }
  .sidebar.open { transform: none; }
  .app-main { margin-left: 0; padding: 1rem; }
  .mobile-header {
    display: flex; align-items: center; gap: 1rem;
    padding: 0.8rem 1rem; background: var(--white);
    border-bottom: 1px solid var(--border); margin: -1rem -1rem 1rem;
    position: sticky; top: 0; z-index: 40;
  }
  .sidebar-toggle { background: none; border: none; font-size: 1.4rem; cursor: pointer; }
  .mobile-logo { font-family: 'DM Serif Display', serif; font-size: 1.2rem; color: var(--gold); }
  .mobile-logo span { color: var(--sage-dk); }
  .form-row { grid-template-columns: 1fr; }
  .debt-meta { grid-template-columns: 1fr 1fr; }
  .cal-day { min-height: 60px; }
  .cal-event { display: none; }
  .cal-day::after { content: attr(data-count); font-size: 0.65rem; color: var(--text-lt); }
  .stat-grid { grid-template-columns: 1fr 1fr; }
  .insights-stat-grid { grid-template-columns: 1fr 1fr; }
  .insights-row { grid-template-columns: 1fr; }
  .insights-row-3 { grid-template-columns: 1fr; }
  .ins-breakdown-grid { grid-template-columns: repeat(2, 1fr); }
  .ins-bar-label { width: 90px; }
}