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NSLedger is a personal finance planning tool built to help you organize bills, income, deposits, savings, subscriptions, debt, and monthly cash flow in one place.
Getting Started
After signing in, start in Bills / Planner. Add your income or deposits through Add Funds, then add withdrawals and recurring bills to build a projected running checkbook for the month. Use the Dashboard for a month-at-a-glance view, Debt Tracker for balances, and Trips & Savings for goals.
Common Questions
What is Add Funds?
Add Funds lets you choose whether you are adding income or a deposit. Income is useful for paychecks and earned money. Deposits are useful for transfers, refunds, gifts, or money moved into a planning bucket.
How does the Bills / Planner running balance work?
The planner works like a projected checkbook. It starts with available funds, adds income and deposits, subtracts planned withdrawals, and carries the month-end balance forward to the next month.
How do recurring bills work?
Recurring Bills and the monthly Planner stay synced by month. A change made for one month stays in that month unless you choose to update the recurring bill template itself.
What are reminder-only bills?
Reminder-only bills are monthly check-ins that do not subtract from your running balance. They are helpful for paid-off cards, accounts you want to verify, or items that should not affect the projected balance.
How does Debt Tracker history work?
Debt Tracker saves monthly snapshots, so a balance shown in a past month can stay historical even if the account is updated or paid off in a later month.
What does "Reconcile to Bank" do?
Reconcile to Bank lets you enter your actual bank balance so NSLedger can calculate an adjustment entry. This helps the running balance match your real account when it drifts.
Can I export my data?
Yes — use the Export option inside the app to download your financial data.
How do I reset my password?
On the login screen, tap "Forgot password?" and answer your security questions to reset your password.
Contact
If you have a question not covered here or need to report an issue, email support at:
support@nsledger.com
If you are signed in, the best option is to send a message directly from the Help tab inside the app so support can see the request in context.